Terms of Service

1. NO FINANCIAL OR INVESTMENT ADVICE

WhaleTrack is an informational, educational, and research tool only. We are not a registered investment adviser, broker-dealer, financial planner, accountant, or tax professional in any jurisdiction, and we are not registered with the U.S. Securities and Exchange Commission (SEC), FINRA, or any other securities regulator. Nothing on the Platform — including content, metrics, scores, rankings, badges, alerts, simulations, estimated returns, and data visualizations — constitutes investment advice, a recommendation, an offer, or a solicitation to buy, sell, or hold any security or other financial instrument, and none of it is tailored to your circumstances.

No fiduciary, advisory, or professional relationship is created by your use of the Platform. Any investment decision you make is made solely by you, at your own risk, and you should consult a licensed financial adviser before acting on anything you see here.

2. INVESTMENT RISK DISCLOSURE

Trading and investing involve substantial risk, including the possible loss of all capital invested. Past performance — including the historical trades or estimated returns of any fund, corporate insider, or member of Congress shown on the Platform — is not indicative of future results. Regulatory filings are disclosed on a delay (13F holdings up to 45 days after quarter end; congressional trades up to 45 days after execution; other forms on their own statutory schedules), so positions shown may have changed or been closed before you see them. "Following" any trader shown on the Platform can produce materially different results from those the original trader obtained.

3. ACCURACY OF PUBLIC DATA

The Platform aggregates and visualizes public data, including SEC filings (Forms 4, 13F-HR, 13D, 13G, 144, and 8-K), congressional STOCK Act disclosures, FINRA short-interest and off-exchange volume datasets, and market quotes. We do not guarantee the completeness, accuracy, timeliness, or sequence of this data. You are solely responsible for conducting your own independent research.

In addition, the data shown on the Platform may contain errors or omissions introduced by technical issues on our side or upstream — including automated collection, parsing, or processing faults, source-format changes, outages, caching, and disclosure delays. Derived figures such as scores, rankings, estimated returns, and portfolio totals are computed from this data and may be affected by such errors. Where possible we link each record to the original filing at its official source (SEC EDGAR, House and Senate disclosure portals); those official records are authoritative, and you should verify any data point there before relying on it.

Portions of the Platform may display clearly labeled sample or demonstration data (marked with a "sample" provenance chip, with names masked). Sample data is illustrative only and does not describe real persons, funds, or transactions.

4. THIRD-PARTY SOURCES AND LINKS

The Platform links to third-party websites such as SEC EDGAR, congressional disclosure portals, and market-data sites (for example, Yahoo Finance). These sites are not operated by us; we are not responsible for their content, availability, or accuracy, and a link does not imply endorsement, sponsorship, or affiliation. Your use of third-party sites is governed by their own terms.

5. ELIGIBILITY AND ACCOUNTS

You must be at least 18 years old and legally capable of entering a binding contract to use the Platform. Sign-in is passwordless: we email a single-use login link to your address. You are responsible for maintaining control of that email account and for all activity under your WhaleTrack account; login links and API keys are for your use only and must not be shared. Notify us promptly at support@whaletrack.io if you suspect unauthorized use. One account per person; accounts are not transferable.

6. SUBSCRIPTIONS, BILLING, AND REFUNDS

Paid tiers (currently "Marlin" and "Orca") are recurring subscriptions billed through PayPal. By subscribing you authorize PayPal to charge the subscription fee at each billing interval until you cancel. Prices, tier names, and included features may change; changes to your price take effect at the next billing cycle after reasonable notice.

You may cancel at any time from your account page or through PayPal; cancellation stops future charges and your paid features remain active until the end of the period already paid. Except where required by law or in cases of billing error on our side, fees already paid are non-refundable. If a payment is refunded, reversed, or charged back, or a subscription is suspended or expires, the associated paid features may be revoked immediately. The free "Plankton" tier provides delayed data feeds and may be changed or withdrawn at any time.

7. API ACCESS AND DATA EXPORTS

Developer API keys and CSV exports (where included in your tier) are licensed for your own internal, non-commercial research use. You may not resell, sublicense, redistribute, or publicly republish Platform data or API responses, in bulk or systematically, without our prior written consent. We may apply rate limits and may throttle, suspend, or revoke keys that exceed them or that we reasonably believe are being abused or shared.

8. PROHIBITED USES

You agree not to:

• use automated scrapers, bots, or scripts to extract data from the Platform outside the documented API, or circumvent rate limits, access controls, tier gates, or bot-protection measures;
• share, resell, or provide access to your account, login links, API keys, or paid features to any third party;
• reverse engineer, decompile, or copy the Platform or use it to build a competing dataset or service;
• use the Platform in furtherance of market manipulation, insider trading, or any other unlawful activity;
• interfere with the Platform's operation, probe or test its security without written authorization, or impose an unreasonable load on our infrastructure;
• misrepresent Platform output as your own data product or as official regulatory data.

9. INTELLECTUAL PROPERTY

The Platform — including its software, design, branding, derived metrics, scores, and the selection and arrangement of data — is owned by us or our licensors and protected by intellectual-property laws. We grant you a limited, revocable, non-exclusive, non-transferable license to use the Platform for personal research in accordance with these Terms. Underlying public filings remain public records; we claim no ownership over them. If you send us feedback or suggestions, you grant us a perpetual, royalty-free license to use them without obligation to you.

10. AVAILABILITY AND CHANGES TO THE SERVICE

We aim for high availability but do not guarantee that the Platform will be uninterrupted, error-free, or that data feeds will always be current — upstream sources fail, change formats, or impose limits outside our control. We may add, modify, or remove features, data sources, or tiers at any time. If we discontinue the Platform entirely, active paid subscriptions will be cancelled so that no further charges occur.

11. DISCLAIMER OF WARRANTIES

THE PLATFORM AND ALL DATA AND CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AND UNINTERRUPTED OPERATION. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

12. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, TRADING LOSSES, LOST DATA, OR LOSS OF GOODWILL, ARISING OUT OF OR RELATING TO YOUR USE OF (OR INABILITY TO USE) THE PLATFORM, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE PLATFORM IS LIMITED TO THE GREATER OF (A) THE SUBSCRIPTION FEES YOU PAID US IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) FIFTY U.S. DOLLARS (USD 50). NOTHING IN THESE TERMS EXCLUDES LIABILITY THAT CANNOT BE EXCLUDED UNDER APPLICABLE LAW.

13. INDEMNIFICATION

You agree to indemnify and hold us harmless from any claims, damages, liabilities, and reasonable expenses (including legal fees) arising from your violation of these Terms, your misuse of the Platform or its data, or your violation of any law or third-party right in connection with your use of the Platform.

14. SUSPENSION AND TERMINATION

We may suspend or terminate your access (including API keys) at any time if we reasonably believe you have violated these Terms, created risk or legal exposure for us, or where required by law. You may stop using the Platform and delete your account at any time by contacting support@whaletrack.io. Sections that by their nature should survive termination (including Sections 1–4 and 9–17) survive.

15. CHANGES TO THESE TERMS

We may update these Terms from time to time. Material changes will be announced on the Platform or by email, and the "Last Updated" date above will change. Continued use of the Platform after changes take effect constitutes acceptance of the revised Terms.

16. GOVERNING LAW AND DISPUTES

These Terms are governed by the laws of the United Arab Emirates, without regard to conflict-of-laws rules, and any dispute not resolved informally will be subject to the exclusive jurisdiction of the courts of Dubai, UAE. Before filing any claim, you agree to contact us at support@whaletrack.io and attempt in good faith to resolve the dispute informally for at least 30 days. If any provision of these Terms is found unenforceable, the remainder stays in effect; our failure to enforce a provision is not a waiver. These Terms, together with the Privacy Policy, are the entire agreement between you and us regarding the Platform. You may not assign these Terms; we may assign them in connection with a merger, acquisition, or sale of assets.

17. CONTACT

Questions about these Terms: support@whaletrack.io